I grew up in a small village in the south of the Netherlands. My hard-working parents stressed the importance of financial security from the time my brother and I were young. From the ages of 14 to 17, I woke up every day at 5:15am to get on my bike and deliver papers before going to school. I worked throughout college and have been working ever since.  

Living in Williamsburg, Virginia with my wife Tracy, our two sons Bas & Finn and 4-legged friend Mello, I manage to find time to play games with my family, bike, enjoy the Chesapeake Bay and introduce Dutch visitors to the beauty of Virginia. My greatest passion is travelling with my family. Some of my favorite pastimes are studying, working out and relentless dedication to self-improvement. I cherish time with friends, old and new.



Harold H Philipsen, CFP®, ChFC®, CLU®, RICP®, AEP®

Wealth Management Advisor


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