Harold H Philipsen, CLU^®, ChFC^®, CLTC

Office: 757-476-7702

4071 Ironbound Rd
Suite 200
Williamsburg, VA 23188

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Dividend Announcement

Northwestern Mutual announced a 2012 payout of nearly 5 billion dollars – the second largest in our company’s history to clients who own life, annuities, DI and long-term care policies.

Click here to learn more.

Disability Insurance for Medical Professionals

Physicians and dentists are aware of the importance of disability income insurance. But research conducted by Harris Interactive in 2008 revealed discrepancies between what medical professionals’ expectations are of the coverage provided by “own occ” DI and what actually is covered.

To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center.

Do you know the six biggest risks to a secure retirement and how to plan for them?

Learn More.

Do you know the impact a long-term care event can have on your financial security in retirement?

Often the financial effects of long-term care expenses resulting from an accident, a chronic illness or a cognitive impairment are overlooked. Learn more about the impact a long-term care event can have on a retirement.

Northwestern Mutual Named #1

FORTUNE® magazine named Northwestern Mutual the “World’s Most Admired Company” in the life insurance industry.

See why we’re ranked #1 in the world.

2010 Annual Report

Northwestern Mutual’s financial strength and consistent performance help clients achieve financial security.

Our interactive report features clients who talk about the steps they’ve taken with the help of their financial representatives to achieve a financially secure future.

View Interactive Annual Report

Steve Forbes and John Schlifske on “The New Normal and Post-Recession Trends”

Northwestern Mutual hosted a speaker series with Steve Forbes and Northwestern Mutual chairman and CEO John Schlifske. The three day tour included panel discussions in Louisville, Cleveland, Indianapolis, Kansas City, Houston and Dallas, and saw nearly 4,000 attendees in total. In each city, Steve and John discussed the economy, the markets and how individuals and business owners can rebuild their financial foundation.

Watch video for more

What is Long-Term Care and What are Your Options?

Click here to learn more.

How Much Would a Future Long-Term Care Event Cost?

Use the LTC Cost Calculator to better understand the potential cost of a long-term care event and how it can vary by age, where the care takes place and the length of care.

 

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Build Your Foundation For Life

See how Northwestern Mutual permanent life insurance offers protection along with cash value that is guaranteed to grow over time.

Build Your Foundation

Disability Insurance for Medical Professionals

Physicians and dentists are aware of the importance of disability income insurance. But research conducted by Harris Interactive in 2008 revealed discrepancies between what medical professionals’ expectations are of the coverage provided by “own occ” DI and what actually is covered.

To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center.

Experience the Power of Permanent Life Insurance

Visit our Facebook page to watch the new Foundation for Life videos and read client stories about the critical role permanent life insurance has played in their life.

 

Get Involved in Our Volunteer Initiative

Watch how Northwestern Mutual employees and financial representatives are “leaving a legacy” by volunteering nationwide. Tell us how you’re giving back on our Facebook page.

Going Green

NMIS Online clients can support efforts to go green by enrolling in electronic delivery (e-delivery) of brokerage account statements and trade confirmations.

Enroll Now

Northwestern Mutual and Forbes launch the new Fact & Comment page

Forbes and Northwestern Mutual partner to launch a new page titled Fact & Comment on the Forbes.com Web site, offering expert insights from leaders in business and beyond.

Go to Fact & Comment page

 

My Mission

To strengthen the financial security and significantly improve the financial future of the families and businesses who honor us with their trust.

We will accomplish this by:

• Embracing change while remaining passionate toward our ideals
• Fostering an environment of honor and mutual respect
• Continuing to seek the highest level of knowledge related to our fields of expertise
   

We are grateful that our success is directly related to how significant we can be to the families and businesses of our community.

Welcome to Harold Philipsen's Website.....

Before Harold can even begin thinking about solutions, Harold first gets to know his clients, whether they are newlyweds, business owners,  retirees or many generations of the same family.  He does this by asking questions, and lots of them.  You'll be surprised by how little Harold speaks when you first meet him - he's a listener. He listens in order to get to know his clients' personal and professional situation and what matters most to them in their financial security. 

After the meeting, Harold will analyze your situation and compare your current financial situation with the one you are aiming to achieve.  

Next, he will sit with you again to present various options.  You will discuss these and together determine your best course of action.   These conversations aren't always easy as we may learn that our current situation and our dreams of a financially secure future aren't on track.  But Harold is someone you'll feel comfortable with and know that he wants the best for you and will help lay out a solution for helping you achieve your financial dreams. 

It won't stop there.  Harold Philipsen is committed to his clients and staying on top of changes in your personal and professional lives.

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A Career as a Financial Representative

Harold Philipsen is also the Managing Director for The Virginia Peninsula Group, a District Network Office for the Northwestern Mutual Financial Network located in Williamsburg Virginia.

To learn more about a career as a Financial Representative, visit The Virginia Peninsula Group.

 

Northwestern Mutual in the News 

Northwestern Mutual Named a Best Internship for 2009

Bloomberg BusinessWeek’s list of the Best Internships ranks Northwestern Mutual’s financial representative internship program 1st in the insurance industry and 23rd overall.

Click here to read more

The Mint: A Children's Guide to Handling Money Wisely
Clients frequently ask Harold Philipsen how to teach children basic financial concepts, such as compound interest, taxes and inflation.  Harold recommends The Mint, a site designed especially for children. 

 

Important Information About Long-Term Care.  Studies have shown that 42% of adult Americans receiving long-term care are between the ages of 18-64.

 

Northwestern Mutual

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of Northwestern Mutual, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.